2.45%+$.10 Flat-Rate Pricing

Payment Solutions Built for Automotive Shops

With SmartPay, automotive shops can reduce transaction fees and simplify payment processes, ensuring you keep more of your hard-earned profits.

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The Payment Challenges Automotive Shops Face

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High Fees on Large Repair Orders

Many automotive shops struggle with exorbitant fees that cut into their profits, especially on larger repair orders. These fees can make it difficult to maintain competitive pricing.
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Flat-Rate Pricing Penalties

Flat-rate pricing models often penalize shops that handle high volumes of repairs, leading to reduced earnings and increased frustration among staff.
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Auto repair shop with several cars, mechanics working, and diagnostic equipment.

Downgrades on Deposits

Deposits and online invoices can often be downgraded, causing cash flow issues and complicating financial management for automotive shops.
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Confusing Statements and Hidden Charges

Many payment processors provide statements that are difficult to understand, filled with hidden charges that can surprise shop owners and disrupt budgeting.
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1. Free Fee Audit

We analyze your current payment statement to determine your true effective rate, ensuring you know exactly what you're paying.

2. Custom Payment Setup

Your account is tailored to fit the unique needs of your automotive business and transaction types, optimizing your payment process.

3. Lower Fees & Smarter Payments

We help you cut unnecessary fees and offer smarter payment options like ACH for high-ticket jobs, saving you money.

4. Ongoing Support

Enjoy real support from our dedicated team—no call centers, just genuine assistance when you need it.

Streamline Your Payments

Our Core Payment Solutions

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Credit & Debit Card Processing

Enjoy wholesale, transparent pricing without flat-rate penalties, ensuring you keep more of your hard-earned money.
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ACH for High-Ticket Jobs

Reduce fees on large repairs, installations, and deposits, making it easier to manage your cash flow.
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Next-Day Funding

Get faster access to your money, so you can reinvest in your business without delay.
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Automotive-Focused Setup

Our solutions are specifically designed for auto repair, auto body, tire, and off-road shops, ensuring seamless integration.
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Want to See How This Applies to Your Shop?

Upload your most recent processing statement and we’ll show you exactly where you’re overpaying and how much you can save.
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